Accidental Death Benefits

This is a limited form of insurance that has some of the coverages of disability insurance and some of the coverages of life insurance. Because this is typically a clause in a life insurance policy, the beneficiary is often unaware of the coverage and is sometimes entitled to additional benefits under these policies while also being entitled to benefits under an Accidental Death and Dismemberment policy. Accidents are just that, accidents. These benefits are meant to take place when the unforeseen occurs.