If you have an ERISA claim, you have a clock ticking. That’s the administrative deadline. It tells you when you have to appeal, how long the insurance company has to make a decision, and how much time you have to gather records supporting your claim and submit them. These are not easy tasks. You have to deal with medical record requests to hospitals and physicians’ offices that could take a month or longer. You need to set up experts. Potentially, IMEs and FCEs where you have a physician assess you locally and help support your claim. All of this takes time and has to be done within the administrative deadlines. That clock is ticking today, which means you should be picking up the phone and calling for help with your claim. We are standing by.