Tom Talks

To begin, we need to understand what makes a life insurance policy “instant” life insurance. In simplest terms, instant life insurance is an insurance policy that is issued without the…

Disability insurance is designed to protect your income in the event that an illness or injury prevents you from working. As such, it’s a critical part of creating a sound…

Find out how to sue a life insurance company if you believe your claim has been wrongfully denied with the help of a life insurance attorney.

After the sudden death of a loved one, the last thing you want to have to worry about is insurance claims, especially the headache that can come with accidental death…

Over the last 30 years, Alabama has seen a steady decline in civil cases going to jury trials. This trend is particularly puzzling when considering the state’s population has increased,…

Although you cannot bring back your beloved, life insurance provides the much-needed financial assistance to give your loved one a befitting send-off, clear debts, and cover day-to-day living expenses while…

When you purchase an insurance policy, you expect the provider to pay your claim in the event of a covered loss. However, disability claims aren’t always straightforward, and your insurer…

When Lincoln Financial denied the much-needed disability benefit it left our client with little hope. Being denied a disability benefit when you are truly disabled and unable to earn an…

Our client was a coal miner for many years who like many coal miners, worked long and hard hours to provide for the unexpected. However, when it was needed the…