Life Waivers of Premium (LWOP) are essentially specialized claims. Imagine you’re disabled and your employer-provided insurance governed by ERISA that starts giving you a monthly disability benefit. Have you continued to search for additional benefits? Have you looked at the life insurance that you had with your employer? A lot of those life insurance policies contain waivers of premium if you’re disabled. Imagine how hard it is for you to get insurance for yourself if you’re disabled, especially life insurance. If you have a disability claim, you may have a waiver of the premium claim. That investigation needs to be done by an attorney, and you need to give us a call so you don’t miss out on these crucial benefits.