If you have an ERISA claim and you get to the lawsuit phase when you’re in federal court, that federal judge may only review what is in front of the decision-maker at the insurance company the final time they deny your claim. The time period between the decision to file a claim and the last appeal decision at the insurance company creates a document trail. That document trail is your ERISA record. If you’re going up against a claims adjuster and all their attorneys by yourself, that record may be stacked against you. Insurance companies don’t document that for your benefit. They love to close the ERISA record as quickly as possible before you get your evidence in. Pick up the phone today and let us help you with your ERISA record. Don’t do this alone.
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