Disability insurance is designed to protect your income in the event that an illness or injury prevents you from working. As such, it’s a critical part of creating a sound financial plan for yourself (and your family). There are two main types of long-term disability insurance, and they each provide essential income protection while also...
All Post
Find out how to sue a life insurance company if you believe your claim has been wrongfully denied with the help of a life insurance attorney....
After the sudden death of a loved one, the last thing you want to have to worry about is insurance claims, especially the headache that can come with accidental death and dismemberment (AD&D) claim denial. However, that’s often the reality that many beneficiaries have to deal with when a spouse, child, or parent passes away...
Over the last 30 years, Alabama has seen a steady decline in civil cases going to jury trials. This trend is particularly puzzling when considering the state’s population has increased, not declined. In a world where conflict seems more common than ever, one might wonder why a jury is deciding fewer cases. There are many...
Although you cannot bring back your beloved, life insurance provides the much-needed financial assistance to give your loved one a befitting send-off, clear debts, and cover day-to-day living expenses while you cope with grief. Whether you’re in the middle of your application or the claim was dismissed, understanding the grounds for rejection prepares you to...
When you purchase an insurance policy, you expect the provider to pay your claim in the event of a covered loss. However, disability claims aren’t always straightforward, and your insurer may reject your submission. So, why would a disability claim be denied? Pre-Existing Conditions Many times, the insurance company will try and deny your claim...