Discover five reasons why you might need to hire an ERISA attorney to fight for your employee rights in this month’s blog from Sinclair Law Firm....
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Experienced ERISA lawyer Tom Sinclair of Sinclair Law Firm answers your most pressing employee benefits questions. ...
Learn what life insurance exclusions could prevent a payout in this blog from Sinclair Law Firm....
Our client was the HR Manager for a nationwide business. Like many, she Googled for help getting her ERISA governed disability benefits when her claim was denied by New York Life. Like many, she clicked on a firm claiming nearly miraculous “success rates” and asserting they were the Best Lawyer Anywhere Ever! What she didn’t...
Choosing the right life insurance is one of the most important financial decisions you can make. However, figuring out what all the different types entail can be a little overwhelming. Term vs permanent, whole vs universal…how do you know which is right for you? Don’t worry—our team of experienced life insurance attorneys is here to...
Life insurance is a valuable safety net to protect your family from financial hardship in the event of your passing. Whether you’re a young adult, middle-aged, or a senior, it’s generally a good idea to have some kind of coverage set up to cover medical bills, living expenses, funeral expenses, etc. However, as there are...
To begin, we need to understand what makes a life insurance policy “instant” life insurance. In simplest terms, instant life insurance is an insurance policy that is issued without the usual detailed underwriting process. Normally, life insurance companies want to know the risks they are undertaking when they sign up to insure a life. Is...
Disability insurance is designed to protect your income in the event that an illness or injury prevents you from working. As such, it’s a critical part of creating a sound financial plan for yourself (and your family). There are two main types of long-term disability insurance, and they each provide essential income protection while also...
Find out how to sue a life insurance company if you believe your claim has been wrongfully denied with the help of a life insurance attorney....
After the sudden death of a loved one, the last thing you want to have to worry about is insurance claims, especially the headache that can come with accidental death and dismemberment (AD&D) claim denial. However, that’s often the reality that many beneficiaries have to deal with when a spouse, child, or parent passes away...
Over the last 30 years, Alabama has seen a steady decline in civil cases going to jury trials. This trend is particularly puzzling when considering the state’s population has increased, not declined. In a world where conflict seems more common than ever, one might wonder why a jury is deciding fewer cases. There are many...
Although you cannot bring back your beloved, life insurance provides the much-needed financial assistance to give your loved one a befitting send-off, clear debts, and cover day-to-day living expenses while you cope with grief. Whether you’re in the middle of your application or the claim was dismissed, understanding the grounds for rejection prepares you to...