When you purchase an insurance policy, you expect the provider to pay your claim in the event of a covered loss. However, disability claims aren’t always straightforward, and your insurer may reject your submission. So, why would a disability claim be denied? Pre-Existing Conditions Many times, the insurance company will try and deny your claim...
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Sinclair Law Firm successfully litigated an ERISA case and received summary judgment ruling in client’s favor regarding his disability pension from the UMWA. The court found that de novo review applied because of UMWA’s procedural and full and fair review violations and further concluded that the denial would have been unreasonable if that standard had...
Our client was a business owner who bought a long-term disability insurance policy from Principal Life Insurance Company. The purpose of that long term disability insurance was to provide for him, and his family should the unexpected happen. COVID came along and took away his ability to continue running his business. When he filed a...
Sinclair Law Firm along with Beasley Allen law firm filed a class action against the NFL pension and disability plans over the use of so called race norming in adjusting players’ cognitive disabilities. Persons with cognitive disabilities need all the help their ‘safety net’ of pension and welfare benefits provide. When the medical community or...
Insurance companies want to take advantage. Always. Even now. We have not stopped working since COVID hit our shores and we will not stop now. We Continue the Fight Our offices remain open and our staff continues to work on helping our clients. We have safeguards in place to make sure we can protect your...