Will I Have to Pay Back Long-Term Disability (LTD) Benefits If I Also Receive Social Security Disability Insurance (SSDI)?

Potentially, yes. The insurer providing long-term disability coverage may claim that they have overpaid your benefits since you are also receiving income through Social Security Disability. They may try to claim your SSDI lump sum payment, and also offset future LTD coverage based on the income you receive through SSDI.

Learn more about long-term disability overpayment and offsets.